Jordan Kuwait Bank Selects Codebase Technologies' Digibanc Platform for Digital Onboarding and Instant Credit Services.
Jordan Kuwait Bank (JKB), one of Jordan's leading financial institutions, has partnered with Codebase Technologies, one of the fastest-growing open API banking solutions providers in the world. JKB will launch its omnichannel digital onboarding service using Digibanc, Codebase Technologies' award-winning digital banking and fintech platform. The Bank will also leverage the platform's instant credit deciding engine to enable instant credit card issuance. The Digibanc platform will serve as a foundation for JKB to innovate existing customer experiences as well as launch future digital products, services and customer journeys.
Haethum S. Buttikhi, Chief Executive Officer at JKB, commented, "The banking landscape has changed significantly in recent years, and digitalization has played a key role in reshaping the interaction between banks and their customers. We believe that innovation and a digital-first strategy are key to ensuring a sustainable competitive advantage in the market. We chose Codebase Technologies as our technology partner because they provide and share our customer-centric philosophy and their Digibanc platform will enhance our ability to quickly adapt to the evolving needs of our customers and business."
Jordan has increased its financial inclusion rate from 33.1% to 43.1% in recent years, according to Central Bank of Jordan's data1, and Jordan had 66.8% mobile penetration in January 20212, according to DataReportal. Jordan's major financial institutions are increasingly adopting digital-first strategies to bridge the gaps in financial inclusion, increase competitiveness and capitalize on the benefits of digital banking. Enhanced collaboration between financial institutions, regulators, fintech and government agencies has made Jordan one of the fastest-growing fintech hubs in the MENA region. The digital onboarding and instant credit...
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