Personal Finance and Savings (Facts and Figures).

• Author: Kazmi, S. Kamal Hayder

Byline: S. Kamal Hayder Kazmi

Credit/Loans Classified By Borrowers (Million Rupees)

Description###19-Mar###19-Apr###19-May###June-19A P

1. Credit to Government Sector (A+B)###10,884,779###11,162,102###11,671,544###12,403,397

2. Credit to Non Government Sector (A+B)###7,788,334###7,774,188###7,775,866###7,838,043

   1. SBP Credit to Non Govt. Sector###25,912###25,579###26,032###25,925

   2. Scheduled Banks Credit to Non Govt. Sector

      (I+II+III)###7,762,423###7,748,609###7,749,834###7,812,119

      1. Credit to PSEs###1,524,756###1,536,764###1,549,793###1,551,471

      2. Credit to NBFCs###167,892###165,383###152,350###153,489

      3. Credit to Private Sector (A+B)###6,069,775###6,046,462###6,047,690###6,107,159

   1. Investment in Securities &

      Shares of Private Sector###241,643###231,506###223,833###217,198

   2. Loans to Private Sector (1-4)###5,828,132###5,814,956###5,823,857###5,889,961

1. Loans to Private Sector Business###5,149,353###5,127,862###5,125,048###5,182,907

2. Trust Funds & NPOs###18,018###18,280###18,059###18,383

3. Personal###655,740###664,786###677,550###684,966

   Bank Employees###127,793###128,596###136,839###138,568

   Consumer Financing###518,991###527,211###531,655###537,135

   For house building###91,240###92,372###93,158###93,448

   For transport i.e. purchase of car etc###211,271###214,154###216,284###215,826

   Credit cards###41,425###43,316###42,812###44,468

   Consumers durable###6,005###6,411###6,470###6,602

   Personal loans###169,050###170,959###172,931###176,791

   Other###8,956###8,979###9,056###9,263

4. Other###5,021###4,028###3,199###3,705

   Total Credit (1+2)###18,673,113###18,936,290###19,447,409###20,241,441

   Structure Of Interest Rates In Pakistan###

   w.e.f.###SBP Reverse###SBP Repo Rate###SBP Policy

   ##Repo Rate###(Target) Rate

   24-Mar-15###8###5.5###-

   25-May-15###7###5###6.5

   14-Sep-15###6.5###4.5###6

   23-May-16###6.25###4.25###5.75

   29-Jan-18###6.5###4.5###6

   28-May-18###7###5###6.5

   16-Jul-18###8###6###7.5

   1-Oct-18###9###7###8.5

   3-Dec-18###10.5###8.5###10

   1-Feb-19###10.75###8.75###10.25

   1-Apr-19###11.25###9.25###10.75

   21-May-19###12.75###10.75###12.25

   17-Jul-19###13.75###11.75###13.25

   Savings Mobilized By National Savings Schemes (Million Rs.)###

   During###DSC###RIC###SSC (R)###Prize Bonds###Others###Total

   2004-05###-8,759.10###-40,663.00###-83,311.90###9,357.00###73,670.30###-49,706.80

   2005-06###-7,476.20###-15,329.00###-57,662.10###3,700.20###82,768.00###6,000.90

   2006-07###-5,800.30###-16,991.80###6,965.80###9,007.30###74,470.40###67,651.40

   2007-08###-4,320.60###-273.4#...