ISLAMIC FINANCE.

Byline: S. KAMAL HAYDER KAZMI

CLIENT WISE FINANCING PORTFOLIO (% Share)

Sector###Dec-18###Sep-19###Dec-19 Industry

Corporate###74.3###73.6###74.6###71.7

SMEs###3.7###3.3###3.5###5.4

Agriculture###0.3###0.4###0.4###3.9

Consumer Financing###10.1###10.4###9.9###6.4

Commodity Financing###10.5###11.0###10.1###9.0

Staff Financing###0.9###1.1###1.1###1.7

Others###0.2###0.2###0.3###1.9

Total###100.0###100.0###100.0###100.0

SECTOR WISE FINANCING CONCENTRATION (% Share)

Details###Dec-18###Sep-19###Dec-19###Industry

Chemical and Pharmaceuticals###3.6###3.4###3.7###3.5

Agribusiness###7.6###7.2###7.3###7.9

Textile###13.0###11.9###13.4###13.6

Cement###3.6###3.5###3.7###2.1

Sugar###2.8###2.5###2.5###2.5

Shoes and leather garments###0.5###0.5###0.5###0.4

Automobile and transportation equipment###1.2###1.4###1.6###2.0

Financial###0.5###0.4###0.5###2.8

Electronics and electrical appliances###1.2###1.1###1.1###2.8

Production and transmission of energy###17.7###18.3###18.4###15.1

Individuals###11.4###11.4###11.0###8.6

Others###36.8###38.4###36.4###38.4

Total###100.0###100.0###100.0###100.0

INDUSTRY PROGRESS AND MARKET SHARE

##YoY Growth###Share in Overall

Particulars###Industry Progress###(%)###Banking Industry (%)

##Dec-18###Sep-19###Dec-19 Dec-19###Dec-18###Sep-19###Dec-19

Assets

(Rupees in billion)###2,658###2,995###3,284###23.5###13.5###13.8###14.9

Deposits

(Rupees in billion)###2,203###2,407###2,652###20.4###15.5###16.1###16.6

Number of Islamic banking institutions...